Wednesday, November 23, 2011

Philips AVENT Digital Video Baby Monitor, White

!±8±Philips AVENT Digital Video Baby Monitor, White

Brand : Philips Avent
Rate :
Price : $152.50
Post Date : Nov 23, 2011 16:40:21
Usually ships in 24 hours



Stay always close to your baby with the latest technology in baby video monitoring. The Philips AVENT Digital Video Monitor SCD600/10 enables you to see and hear your baby, giving you the confidence that he or she is safe and sound, day and night. With advanced digital technology, the SCD600/10 provides crystal clear vision at a distance of up to 500ft, allowing you to stay connected to your baby from anywhere in the home without disrupting his or her sleep. Infra-red night vision allows for round the clock monitoring. Built-in nightlight and soothing lullabies help lull baby to sleep.

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Monday, November 14, 2011

Historical CD Rates

!±8± Historical CD Rates

When looking at historical CD rates, it is apparent that some trends have remained constant. Generally, institutions that offer certificate of deposits grant higher rates of interests on their CDs that customers deposit money for the agree-on term than those on the CDs in which customers can withdraw the money on demand. For instance, during 2004 most of the popular banks in the world had offered 0.4% annual rate of interest on saving account deposits which are payable on demand, 0.8% on a 3-month CD and 2% on a 2-year CD.

When studying historical CD rates, the trend indicates that over the last 30 years the rates of interest were ranging in between 2-16% annually. During 1979, the average rate of interest on CDs was 11.44% worldwide. This was the rate before considering tax rate and inflation rate. During the same period, those rates were 66% and 13% respectively, which in turn left the net rate of interest of CD as 9.41%.

In 1981, the CD rate was almost 16% and in which year the tax rate and inflation rate were 66% and 9%. All of these factors have kept the net rate of return on CD as 3.5%. During the year 1986, the gross rate of interest was only 6.6%. However the tax rate and inflation rate were comparatively low which were only 52% and 1.1% respectively. Therefore there would not be more deductions from rate of return on CDs resulting in the net rate as 2.02%.

Whatever the previous rates may be, one can say that billions of dollars have been invested in CDs during the 20th and 21 centuries. When deciding on whether to invest in a CD or to go for other sources of investment, Investors need to take their goals and the rate of return into account.


Historical CD Rates

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Thursday, November 3, 2011

Five Steps to Get Rid of Mold

!±8± Five Steps to Get Rid of Mold

Mold is everywhere-indoors and outdoors. For most individuals, the mold spores floating in the air are relatively harmless, but for many asthmatics and allergy-prone persons, it can cause or worsen their symptoms. Common symptoms of mold allergen sensitivity include nasal and sinus congestion, coughing, wheezing, and eye irritation. It is impossible to get rid of all of the mold in the environment, but there are five basic steps that can be taken to minimize indoor exposure.

Step One: Look and Smell

There are hundreds of kinds of molds which may vary in color and texture. They often have a heavy, musty smell and tend to grow in damp places including bathrooms, kitchens and basements. Usually there is no need to professionally test for mold in the home-a thorough investigation of one's home is all that is needed. It may appear as a fuzzy, discolored or stained area on surfaces such as walls, ceilings, or on tile, carpeted, or wood floors, particularly in areas where there is water condensation or leaking. Also check firewood stored in the home, in drip pans for refrigeration, air conditioning, or humidifier units. Check behind and underneath furniture and potted plants, particularly if they are against a wall. Line-drying clothes indoors or not venting dryers to the outside can also cause an increase in mold growth. Check around refrigerators, toilets, and under sinks for water leakage. Sometimes removing wallpaper or sheet rock is necessary.

Step Two: Protect Yourself and Others

Asthmatics or individuals with allergies should have someone else clean up the mold. If this is not possible, a high-efficiency mask, eye goggles and rubber cleaning gloves should be worn. Plastic sheeting hung to prevent the mold spores from floating into other areas of the house is important. Clothing worn while cleaning should be immediately removed and washed when cleaning is done.

Step Three: Clean It Up!

If the mold problem is severe, sheet rock, insulation, and carpet and carpet padding may have to be removed, bagged, and discarded. Non-porous surfaces should be cleaned with a ten-to-one bleach and water or hydrogen peroxide and water solution. Never mix ammonia and bleach! Keep the room well-ventilated by using fans and keeping windows open to help remove mold spores as well as fumes from the cleaning solutions. Don't rinse the cleansed areas-allow the solution to dry on the surface.

Step Four: Don't Let It Come Back!

Clean non-porous surfaces with a bleach and water solution to prevent mold regrowth. Fix all water leaks and dry wet or damp areas promptly. Get an inexpensive hygrometer from your local hardware store to check the humidity in your home. Get a dehumidifier to lower the humidity in your home to between 30 and 50 %. Since mold grows slower in cool temperatures, an air conditioner may also be helpful. Ozone air cleaners are not recommended because they can actually aggravate respiratory symptoms.

Step Five: Get Professional Help if Needed!

Sometimes the mold is too extensive for the average person to practically remove by themselves. Check in the phone book for professional mold abatement contractors if needed.

Although completely getting rid of mold isn't possible, following these steps can have everyone breathing easier!


Five Steps to Get Rid of Mold

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